Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at clientservices@americanriverbank.com. We look forward to serving you.

10-Year Fixed Rate - Limited Time Offer!

If you’ve been contemplating refinancing your existing commercial real estate loan, or are planning to buy property and need financing, now is your prime opportunity! Take advantage of our great rates with our limited-time Commercial Real Estate offer*!

Are you ready to take your business to the next level? Because we're ready to provide you with the means to do it. Ask us how we can help!

Features and Benefits
  • Attractive Rates 
  • Available for Industrial, Office, Multi-family & Retail property types
  • 10-year fixed rate with amortization up to 25 years 
  • Owner-occupied and investment properties 
  • Loan to values up to 75% for owner occupants and 70% for investor


Not sure if you're ready to buy? Check out our complimentary Rent v. Buy Analysis! We'll help you determine what to consider before making a decision. 


Lending Area
Northern California area, including the Greater Sacramento area, Sonoma County, Amador County, South Bay, North Bay, and East Bay

*This is a limited time program subject to change. This is not an offer or commitment. Rates, terms and conditions vary based on property type/use and may be changed without notice. All transactions are subject to submission of a formal application, underwriting and written approval. Approval terms may vary.