Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at We look forward to serving you.
If you get Federal Benefit Checks, like Social Security, the U.S. Treasury requires you to switch to electronic payments by March 1, 2013.  Ask us today about Direct Deposit!

65 Plus Checking Account

Your account comes standard with all of our delightful & very helpful employees, who don’t treat clients like an inconvenience and will greet you by name each time you visit.
Calculate your insurance coverage using the FDIC's Electronic Deposit Insurance Estimator or contact your local branch office today. For more information, visit
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Account Benefits

  1. See our Deposit Account Agreement or Other Service Fee brochure for further information.
  2. There is no charge from American River Bank for using non-American River Bank ATMs, and we will reimburse up to three (3) surcharges from other financial institutions and/or ATM operators.
  3. Subject to credit approval
  4. There is a $5.00 fee for each transfer. Debit and withdrawal activity for savings accounts are limited by Government Regulations. Please see our Deposit Account Agreement for additional information regarding limitations that may apply.
  5. Balance to waive based on average collected monthly balance.