Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at clientservices@americanriverbank.com. We look forward to serving you.

Business Equipment Term Loans

Term Loans provide a specific amount of credit to purchase long-lived assets like equipment or meet a specific financing need for which the benefit will be realized over time. 


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Features and Benefits
  • Longer term (5-7 years) financing for expansion projects and equipment.
  • Customized & predictable repayment terms over a fixed period of time 
  • Fixed or floating interest rates 
  • Secured by collateral that can include business assets, vehicles,  equipment or accounts receivables.


Requirements
  • Minimum (3) three years in business 
  • Profitable operations
  • American River Bank deposit relationship


Lending Area
American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg, Jackson, Pleasanton and San Jose (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).

THIS IS NOT AN OFFER OR COMMITMENT. RATES, TERMS AND CONDITIONS VARY BASED ON PROPERTY TYPE/USE AND MAY BE CHANGED WITHOUT NOTICE. ALL TRANSACTIONS ARE SUBJECT TO SUBMISSION OF A FORMAL APPLICATION, UNDERWRITING AND WRITTEN APPROVAL. APPROVAL TERMS MAY VARY.