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Business Financial Calculators
From product profit margins to buy vs. lease decisions, our ten different business financial calculators will help you make smart and strategic business decisions that will have you laughing all the way to the bank!
Each calculator features interactive calculations, dynamic graphs and fully custom reports that are printable, making it easy for you to save your work.
Want assistance using these calculators or implementing some new ideas for your business? Loan Calculators Enhanced Loan- How Much will My Loan Payments Be? Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. Loan Comparison- Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. Debt Service Coverage - How Much can I Qualify for? Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Personal Finance Checkbook Balancer - Balance your checkbook with this quick and easy calculator.
Business Strategy Calculators Business Valuation - How Much is my Business Worth? This tool calculates a business valuation based upon the discounted cash flow methodology, illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. Cash Flow - Having adequate cash flow is essential to keeping your business running. Use this calculator to help you determine the cash flow generated by your business. Equipment Buy vs. Lease - Should I Buy or Lease my Next Equipment Purchase? Find out with this calculator! Inventory Analysis - How Much Stock Should I Keep On Hand? Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders. Profit Margin - How Much Should I Sell my Products or Services for? This calculator can help you determine the selling price for your products to achieve a desired profit margin. Working Capital Needs- Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
American River Bank
American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg and Jackson (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).
Mailing Address P.O. Box 276300
Sacramento, CA 95827-6300