American River Bank

Business Lending Solutions

At American River Bank, we give business owners more reach by offering financial expertise and exceptional service to compliment our business lending solutions. You can count on a quick turn-around and local credit underwriting.

Prefer talking to a live person to discuss the best ways to reach
your business goals? Use the button at right.

Lines of Credit 

Lines of Credit are typically used to finance temporary cash shortfalls and for business expenses, such as seasonal or volume inventory purchases or taking advantage of trade discounts. The flexibility of a Line of Credit can maximize your business’ working capital and allow you to react quickly to opportunities.  We offer several different products to meet your needs:

Equipment Term Loans
Term Loans provide a specific amount of credit to purchase long-lived assets or meet a specific financing need for which the benefit will be realized over time.  Read More>>

Asset Based Lines of Credit
Are you looking for the right formula for growth and profitability? An asset-based line of credit will allow your business to take advantage of growth opportunities and at the same time, relieve the pressure of meeting an "out-of-debt" period often required on traditional revolving lines of credit.  Read More>>

Commercial Real Estate Loans, including Refinance  
Whether you're a seasoned developer, investor, business or non-profit that wants to stop pouring money into rental payments, we have the right Commercial Real Estate financing solutions for you. Read More>>

SBA 504 Real Estate Loans
Stop pouring money into monthly rental payments. SBA 504 Loans make ownership easy and attainable.  Read More>>

Lending Area
Northern California area, including the Greater Sacramento area, Sonoma County, Amador County, South Bay, North Bay, and East Bay