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Cash Flow Tool Kit

One Stop Spot for Everything Cash Flow

Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. 

Here is your one stop spot for information that can help make sure you have adequate cash flow to keep your busines running.

Do you know what your business Cash Flow is? Use our Cash Flow Calculator to see today!
 
Cash Flow Simplified for You. 
With so much information out there about Cash Flow and how to build up adequate Cash Flow for your business, we thought we make it easy for you and suggest a few articles and a video we found helpful that address the topic of Cash Flow.

What is Cash Flow?

What is Cash Flow?As a business owner, or someone who works with business owners’ cash, you may have a constant and unrelenting question: Where did the cash go? There are several tricks of the trade that well-managed companies use to maximize their cash flow. These cash policies can be used by any business, large or small. Here are a few that will help you keep cash in your checking account. 

Understanding the Cash Conversion Cycle
As a business owner, or someone who works with business owners’ cash, you may have a constant and unrelenting question: Where did the cash go? There are several tricks of the trade that well-managed companies use to maximize their cash flow. These cash policies can be used by any business, large or small. Here are a few that will help you keep cash in your checking account.

Recession Proof Your Business
Understanding Cash Flow ConversionA volatile market, credit crisis and deflated consumer confidence have triggered talk of economic downturn – even recession. Because of their limited resources, small businesses may be the hardest hit, particularly those in housing-related industries or industries that depend on consumer spending in travel, luxury and entertainment.



Improve Your Cash Flow with Lockbox
Improve Your Cash Flow with LockboxDo you need a quicker, more efficient way of making deposits and faster access to your cash? Lockbox services can save you time and money and help your bottom line by improving cash flow






4 Pointers for Businesses in a Financial Pinch
4 Pointers for Businesses in A Financial PinchEven in the best of times, keeping a business afloat is challenging. If your business is struggling through stormy seas, consider these four steps.





We are here to help. Good things happen when you have a dedicated business banker working hard for you. When your business finances run efficiently and effectively, you have the freedom to focus on the big picture – whether that means differentiating your business in today's tight market or laying plans to reach the next level of business growth.
We have some products that can help you manage your Cash Flow and make that part of your businesses finances run smoother.

Remote deposit allows you to scan and send checks and/or ACH data electronically. It's a fast and secure way to make deposits without making a trip to the bank, so your money starts working for you sooner.

Positive pay reduces exposure to check fraud. You can identify unauthorized transactions – including counterfeit or altered checks – before final payment.
Lockbox services streamline the process of receiving check payments. With lockbox, your accounts receivable payments are received, processed and credited by the bank – providing quick access to funds and reducing your time spent on accounts receivable.

Merchant services keep your business running smoothly. We offer a wide range of payment options for your customers, which can help boost sales and profitability while also reducing your risks.

Business loans help drive your business forward. We offer loans customized to your short- and long-term needs, from commercial credit cards and business credit lines to equipment financing, SBA loans and commercial real estate loans.



We would love to sit down with you and discuss your business, talkContact a Business Banking Expert about yourgoals and see how we can help you REACH them. If that sounds good to you, use the button at right to contact us.