American River Bank
What Makes Us Different?
You will receive a courtesy call when you have a rejected item, suspicious activity or insufficient funds. It's just one of the ways American River Bank is different.

Basic Savings Account

The Basic Savings Account provides maximum flexibility for reaching your savings goals.  Set up a savings account for each of your goals with an automatic savings plan.  Link to your checking account for transfers.  
 

Account Benefits
  • Interest paid on average collected monthly balance
  • $100 minimum
  • Limit 6 withdrawals per month
  • Link to checking for automatic overdraft protection
  • Manage account 24/7 through online banking and Access 24 telephone banking
  • ATM or Debit MasterCard included
  • FDIC insured up to the maximum permitted by law
  • Mobile Banking available on the American River Bank Mobile App

Fees
  • $3 monthly fee
  • Waived for children under age 18
  • Balance to waive2: $500 for personal accounts or $1,500 for business accounts

Calculate your insurance coverage using the FDIC Electronic Deposit Insurance Estimator or contact your local branch office today. For more information, visit www.fdic.gov/ .
Disclosures
  1. SEE OUR DEPOSIT ACCOUNT AGREEMENT OR OTHER SERVICE FEES BROCHURE FOR FURTHER INFORMATION.
  2. BALANCE TO WAIVE BASED ON AVERAGE COLLECTED MONTHLY BALANCE.
  3. Government regulation limits the number of preauthorized withdrawals from a money market or savings account to 6 per monthly statement period