Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at clientservices@americanriverbank.com. We look forward to serving you.

Commercial Real Estate Mortgage Loan Refinance Program

Looking to refinance your existing high-rate commercial real estate mortgage loan?  American River Bank offers refinance options for both owners and investors.


Contact a Business Banking ExpertStart your Refinance Today! 


Features and Benefits
  • Competitive Rates
  • Owner Occupied or Investor
  • Refinance can include property improvements
  • Flexible terms from 1-15 years
  • Up to 25 year amortization available for mini-perms
  • P&I payments (30 years for qualifying multi-family properties)


Property Types
We offer competitive and flexible rates, fees and terms to both owners and investors for the following property types:
  • Industrial
  • Medical
  • General Office
  • Professional
  • Multi-family
  • Retail

When you refinance your commercial real estate mortgage loan with American River Bank, you can count on a quick turn-around and local credit underwriting expertise.


Lending Area
American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg, Jackson, Pleasanton and San Jose (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).


This is not an offer or commitment. Rates, terms and conditions vary based on property type/use and may be changed without notice. All transactions are subject to submission of a formal application, underwriting and written approval. Approval terms may vary.