Sign-up to receive our Business Strategies' Newsletter, occasional product updates or news alerts.
Looking for a business loan or have questions about our cash management solutions?
Commercial Real Estate Lending
Whether you're a seasoned developer, investor or just a business or non-profit that wants to stop pouring money into rental payments, we have the right solutions for you to purchase, refinance, improve or build your projects.
Prefer talking to a live person to discuss the best ways to reach
your business goals? Use the button at right.
Features and Benefits
Owner Occupied or Investor
Industrial, General or Medical Office, Multi-family, Mixed-Use, Retail, or Single Purpose Property Types.
Loan purposes include Acquisition, Refinance, Construction, Development, Renovations and Tenant Improvements
Both Term and Bridge Financing options available
Both Conventional and lower down payment SBA 504 loan programs available
Terms up to 10 years and up to 25 year amortization available for mini-perms.
P&I payments (30 years for qualifying multi-family properties)
10-year fixed rate loan program available with amortization up to 25 years (LTV up to 75% for owner occupants and 70% for investor)
Lending Area American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg, Jackson, Pleasanton and San Jose (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).
THIS IS NOT AN OFFER OR COMMITMENT. RATES, TERMS AND CONDITIONS VARY BASED ON PROPERTY TYPE/USE AND MAY BE CHANGED WITHOUT NOTICE. ALL TRANSACTIONS ARE SUBJECT TO SUBMISSION OF A FORMAL APPLICATION, UNDERWRITING AND WRITTEN APPROVAL. APPROVAL TERMS MAY VARY.
American River Bank
American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg and Jackson (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).
Mailing Address P.O. Box 276300
Sacramento, CA 95827-6300