Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at We look forward to serving you.

Personal Online Banking & Bill Pay

Access your account 24/7 with Online Banking.  Set alerts, pay bills and transfer funds at your convenience. 
Read Frequently Asked Questions
Demo Personal Online Banking or Bill Pay 
Sign-Up for Personal Online Banking Sign-Up for Personal Online Banking

Online Banking Features
  • View balances - checking, savings, CDs, Loans & IRAs
  • View, export and search history, including memo posts and pending transactions
  • Transfer funds between accounts, including loan payments and advance requests
  • Transfer funds to external accounts
  • Place stop payments
  • Control multiple accounts
  • View online images of paid checks (front & back)
  • Reconcile accounts
  • Set balance, security or any scheduling alerts
  • Set preferences - nickname accounts, reorder accounts and more!
  • No software to download 

Bill Pay Features
  • Receive eBills directly into your account
  • Pay bills from multiple accounts
  • Avoid late fees by scheduling automatic recurring payments
  • Automatic payments in response to eBills
  • Expedited payments
  • Set-up email alerts, including payment confirmations
  • Customizable reports
  • Organize payment categories

  • Online Banking & Bill Pay (up to 20 payments per month) is FREE on every account!
  • External Funds Transfer - $1 per transfer; $1,000 daily limit

Online Banking Update - Now Available

We’re simplifying the way that you log in…
The login process will be simplified to one step!
  • You will enter your Online ID and password on the same page, and log directly into Online Banking.
  • The image and passphrase that you now see before entering your password is going away, and will no longer be part of the way that you log in to Online Banking