Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at We look forward to serving you.

Personal Online Banking & Bill Pay

Access your account 24/7 with Online Banking.  Set alerts, pay bills and transfer funds at your convenience. 
Read Frequently Asked Questions
Demo Personal Online Banking or Bill Pay 
Sign-Up for Personal Online Banking Sign-Up for Personal Online Banking

Online Banking Features
  • View balances - checking, savings, CDs, Loans & IRAs
  • View, export and search history, including memo posts and pending transactions
  • Transfer funds between accounts, including loan payments and advance requests
  • Transfer funds to external accounts
  • Place stop payments
  • Control multiple accounts
  • View online images of paid checks (front & back)
  • Reconcile accounts
  • Set balance, security or any scheduling alerts
  • Set preferences - nickname accounts, reorder accounts and more!
  • No software to download

Bill Pay Features
  • Receive eBills directly into your account
  • Pay bills from multiple accounts
  • Avoid late fees by scheduling automatic recurring payments
  • Automatic payments in response to eBills
  • Expedited payments
  • Set-up email alerts, including payment confirmations
  • Customizable reports
  • Organize payment categories

  • Online Banking & Bill Pay (up to 20 payments per month) is FREE on every account!
  • External Funds Transfer - $1 per transfer; $1,000 daily limit