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Positive Pay

Take control of fraudulent activity

If your business issues a significant number of checks, Positive Pay can provide a better way to monitor your check activity against fraud. Positive Pay is a customizable software solution that can alert you to potential fraud situations by allowing you to monitor your check activity on a daily basis. 



Sign into Positive Pay



Features and Benefits
  • Positive Pay can be utilized by any retail or wholesale business regardless of size
  • No software to download
  • Access the Positive Pay web site daily and make pay or return decisions on any items that show as exceptions
  • Allows the identification of potential fraudulent items quickly vs. waiting until you receive your monthly statement and then identifying a problem.



How it works

  1. Send your check issue file to the bank via secure email
  2. Access the Positive Pay web site daily and make pay or return decisions on any items that show as exceptions.
  3. Identify potential fraudulent items
Exception items can be dollar amount errors, duplicate check errors or any unidentifiable items that are recognized by the system. 



Fees 

  • Pricing is individualized to fit the specific needs of each business client.
  • Fees are processed through an Active Business Checking Account on a monthly basis.