Thank you for visiting American River Bank. Please note this site is not fully compatible with screen readers.  We are available from 9am-5pm to assist via telephone at (800) 544-0545 or via email at clientservices@americanriverbank.com. We look forward to serving you.

Rapid Line of Credit for Small Business


Quick and easy access to funds for your business is as easy as 1+1
One page application. One hour to cash in hand!

Our Rapid Line of Credit for Small Business is great for new businesses and established ones alike that want a stress-free way to manage business expenses. 


Features and Benefits Apply Online
  • Lines amount $1,000 - $2,500
  • Unsecured line of credit
  • Revolving use of funds you control
  • Sweeps to your American River Bank business checking account
  • One page application
  • Quick and easy

Requirements
  • Gross annual revenues less than $1 million
  • Minimum six months in business
  • Minimum personal credit score of 660
  • Automatic payment from an American River Bank business checking account
  • Monthly payments are 2% of the outstanding balance plus interest

Also created with the needs of small business owners in mind, our Small Business Line of Credit offers up to $25,000 in working capital and can be used in conjunction with the Rapid Line to meet your business cash management needs. Additionally, the Bank offers our new Premium Small Business Line of Credit, amount up to $25,000. Read More>>
 

Lending Area
American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg, Jackson, Pleasanton and San Jose (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).
 
THIS IS NOT AN OFFER OR COMMITMENT to lend. RATES, TERMS AND CONDITIONS VARY AND MAY BE CHANGED WITHOUT NOTICE. ALL TRANSACTIONS ARE SUBJECT TO SUBMISSION OF A FORMAL APPLICATION, UNDERWRITING AND WRITTEN APPROVAL. APPROVAL TERMS MAY VARY.