Business Lending
Commercial Real Estate & Construction Loans

COMMERCIAL REAL ESTATE

Whether you’re a seasoned developer, investor, or business our Commercial Real Estate lenders have the financing expertise and right solutions for you to purchase, refinance, improve, or finance improvements.

Loans

There are a variety of loan-types available, including

  • Owner Occupied or Investor
  • Acquisition, Refinance, Construction, Development, Renovations, Tennant Improvements
  • Term and Bridge financing
  • Conventional, and lower down-payment SBA 504 loan programs

Program Advantages

  • Local decision making
  • One-on-one attention from your personal account officer, who understands your needs
  • A variety of flexible financing options available
  • Competitive rates and terms: Fixed or variable interest rates

CONSTRUCTION

At American River Bank, our experienced lending professionals understand construction loans and the unique needs and challenges faced by the construction industry. Whether it’s unpredictable market cycles, construction delays, fluctuating prices of materials, or funding gaps we’ve experienced it all and are here to help.

Loans

  • Single Family Residents (Investor or Subdivision)
  • Multi-family (Apartments)
  • Commercial Properties

Program Advantages

  • Local decision making
  • One-on-one attention from your personal account officer, who understands your needs
  • A variety of flexible financing options available
  • Competitive rates and terms
  • Same-day advances
  • Investor or owner-occupied