Business Lending
Business Equipment & Term Loans

Keep your business competitive with up-to-date equipment. Term Loans provide a specific amount of credit to purchase long-lived assets like equipment or to meet a specific financing need for which the benefit will be realized over time.

Program Advantages

  • Longer term (5-7 years) financing for expansion projects and equipment
  • Customized & predictable repayment terms over a fixed period of time
  • Fixed or floating interest rates
  • Secured by collateral that can include business assets, vehicles, equipment or account receivables

Eligibility Highlights

  • Minimum three (3) years in business
  • Profitable operations
  • American River Bank deposit relationship