Cash Management
Staying Informed

Staying informed is the first step when making decisions about your money. With these helpful tools you will have the information you need.

BUSINESS ONLINE BANKING

Business Online Banking is a complete online cash management suite that gives you the control and convenience to run your business efficiently.
Sign-Up for Business Online Banking

Features and Benefits

  • Grant access rights and limits for each user via robust administrative controls
  • View balances - Checking, Savings, CDs, Loans & IRAs
  • View, export and search history, including pending transactions
  • Transfer funds between accounts, including loan payment and advance requests
  • Transfer funds to external accounts
  • Place stop payments
  • Submit wire transfer requests
  • Order checks
  • View online images of checks, deposits and statements
  • Set balance, security and scheduling alerts
  • Customize your experience - choose a theme, nickname accounts, reorder accounts and more!
  • No software to download

BUSINESS MOBILE BANKING

Account management is always at your fingertips with our industry leading mobile banking tools and services. You can access and manage your accounts and use helpful services wherever you are as long as you have internet services.

Features and Benefits

  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Pay Bills
  • Authorize others' transactions

eSTATEMENTS

Streamline your finances and help protect the environment at the same time. How? Sign up for eStatements.

Each month, you'll receive an e-mail announcing that your eStatement is ready, arriving a few days earlier than a paper version, so it's easier than ever to stay on top of your finances.

You'll reduce the paper clutter with eStatements and they contain exactly the same information as paper statements; they even look the same.

Features and Benefits

  • Immediate access to 12 months of your account history, neatly organized and securely presented on your eStatements.
  • Viewable online or save as a PDF
  • Sort and save check images by amount, date or check number
  • View single or multiple check images, front and back
  • Save or print your statements and check images
  • We maintain rigorous security controls to protect your online personal information.

ACCOUNT ANALYSIS

Account Analysis can help save you money by offsetting fees and service charges associated with the maintenance of your account balances. Your Account Analysis Statement provides account balances and charges in detail with a concise, logical statement, providing all of the information in an easy-to-understand format.

How it works

  • A running total of services used, called "soft charges", is kept throughout the month instead of being "hard charged" and debited throughout the month;
  • At the end of the month, a client may receive an earnings credit on the average available balance in the account.
  • If the amount of the earnings credit is greater than the soft charge total, no fees are deducted that month.
  • If the amount of the earnings credit is less than the soft charge total, the remaining fees will be deducted from the account balance.

POSITIVE PAY- FRAUD PROTECTION

Prevent fraudulent check activity with Positive Pay. Positive Pay provides electronic screening that alerts you about potential check fraud by monitoring your company-issued check activity on a daily basis.

Features and Benefits

  • Positive Pay can be utilized by any retail or wholesale business regardless of size
  • No software to download
  • Allows the identification of potential fraudulent items quickly vs. waiting until you receive your monthly statement and then identifying a problem.

How it works

  1. Upload your Checks Issued file directly to your secure Positive Pay portal.
  2. Access the Positive Pay web site daily to identify potential fraudulent items
  3. You decide whether to pay or decline items that show as Exception Items. Exception items can be dollar amount errors, duplicate check errors or any unidentifiable items that do not match your Checks isued file.

Fees

Fees are processed through an Active Business Checking Account on a monthly basis. Pricing and fees are specific to each business client.

ACH REPORTING

ACH Reporting provides relevant information that accompanies ACH transactions so you can easily and efficiently manage your payments. See invoice or purchase order numbers, the names and Social Security numbers of representative payees or details of health insurance claim payments.

Features and Benefits

  • Automatically receive easy-to-read reports or machine-readable straight-through processing files for remittance data, health care entries and Social Security payments.
  • Authorize staff to retrieve reports from an encrypted email portal.
  • Import ACH payment-related remittance (EDI) information to an accounts receivable package.
  • Receive a quick list of all your ACH entries for the day or a list of CCD and CTX entries to help keep you from missing the 24-hour return deadline.
  • Receive automatic notification of ACH items of interest.
  • Easily reconcile a single ACH payment to multiple invoices.

View Sample Reports

Sample Remittance Reports
Sample Social Security Reports

Fees

Monthly Fees may apply