COVID-19 Information
Paycheck Protection Program Second Draw


PPP Application Portals will open on Friday, January 15, 2021 at Noon 
We will continue to update information on our site as available.

We understand that COVID-19 has created challenging times for businesses and we want you to know that the team at American River Bank is working hard to do our part to help you through these challenges.

 What You Need To Know

  • The SBA is Re-Opening the PPP portal on Friday, January 15 to lenders with $1 billion or less in assets to begin processing both new and second-draw loan applications. The program will then open to all other lenders on Tuesday, January 19.
  • The SBA has assured lenders there is enough funding to properly support qualified applicants.
  • Applications will only be accepted on-line via our portal, found on the American River Bank website. Please do not email or hand deliver applications to individuals at American River Bank.
  • The quickest way to get your application reviewed and submitted to the SBA is to submit a complete, accurate and error free application with all of the necessary documentation to American River Bank through our on-line portal.
  • Submitting a partial application does not “hold your place in line.” Incomplete applications will not be reviewed until all information is submitted.
  • American River Bank employees will review applications for completeness. For guidance to complete your application, please work with your accountant or other trusted resource.

 We strongly encourage applicants to 

  • thoroughly read all directions,
  • if you have questions, review the Q&A from the SBA
  • accurately complete all forms, and
  • submit all forms and necessary documentation at one time.

What You Can Do NOW

  1. Determine the loan for which you are applying - your options are a Second Draw (you have previously received a PPP loan through ARB or another Bank) or your first  PPP loan.
  2. Read the below documents that relate to the loan for which you are applying and collect the necessary materials you need to complete the application. 

COVID - 19 Business Impact Questionnaire 

SBA First Loan - PPP Checklist 

SBA Second Draw - PPP Checklist

How to Calculate Loan Amount - By Entity

Paycheck Protection Program First Draw Borrower Application Form

Paycheck Protection Program Second Draw Borrower Application Form

At Noon on Friday, January 15, 2021 ARB the online portal will allow you to submit your completed documents. The portal will include detailed instructions to walk you through the PPP process step-by-step. After you have uploaded your documents you will receive a confirmation message to assure you we have received your application. Our team will then thoroughly review your documents prior to submitting them to the SBA.

PPP Second Draw Details

Below are links that provide the most current information available through the SBA.

Supplemental PPP Materials

American River Bank is proud to participate in the Paycheck Protection Program and
continue to fulfill our commitment to provide resources to you and the communities we serve.

Continue to check this page for information about PPP Second Draw and the SBA website for any new developments and information related to the Paycheck Protection Program.
The information on this page is subject to change pursuant to guidance published by the SBA.

Additional COVID-19 Resources

Here are a few resources for you with the most up-to-date information about the Coronavirus, economic impact payments and more: